The developing economies are where the most gains are to be made. The Western world is fully developed. And even though most of the innovation happens there, your everyday boring things that almost no one ever thinks about are making huge gains in the developing markets.

That is the reality because sure, you might be used to riding in Uber and Lyft. But there are countless examples of other countries and regions offering the same service with their own twist. Bolt for example is the European version of Uber. And it minted one of the youngest billionaires.